The 1992 Package Holiday EC Directive made package travel organisers liable for the acts, errors and omissions of any supplier used in conjunction with a package holiday. In the hotel, if a passenger falls or suffers food poisoning, you could be held liable, as you put the package together. 

Towergate Chapman Stevens are one of the UK’s leading brokers for placing Tour operator’s liability insurance. We have an excellent relationship with the market. With our negotiation skills and knowledge; there is no need to look elsewhere.

There are two main areas of cover provided within our Travel agent’s/Tour operators combined liability insurance.

Public/Products liability insurance - This section covers you against claims such as slips, falls, food poisoning and personal injuries while your clients are in the care of your suppliers i.e. hotels/accommodation providers and/or transportation providers.

Professional indemnity insurance - This section covers you against misinterpretation and incorrect information in brochures and advertising material.

Key features

• One of the UK’s largest placing brokers of tour and travel agents’ combined liability insurance packages
• Our preferred status amongst the majority of the market ensures your quote is the most competitive
• One of the most professional teams in the Industry
• Superior product knowledge
• The ability to ensure the policy fits your business requirements

For more information on any of our tour operatorsl insurance policies, including all exclusions, please see the documents section.